In the past, we used to say that buying a house is for living, just in need. Or even for better living, we are eager to buy a house, want to change a big house, so as to live more comfortable.
However, is it the wise option to purchase the houses you like?
Actually, when buying the house, the most desperate thing isn’t that you cannot buy your favorite house, because there is no perfect house, whereas the most desperate thing is that you think the house is far from the city at the stage of planning and you think the house if not mature under construction, but you can't afford it after the completion!
This is the true portrayal of many people buying a house, so in this way, many people missed the opportunity to buy a house again and again, while looking back, they regret why they did not buy a house at first. At this time, they can deeply realize that the choice is more important than the effort!
To buy a house, you must not wait as long as you need one, and you need to take action as soon as possible based on your actual situation. You can wait to buy a house, but good house source and reasonable house price won't wait for you!
As we can see, the price of every project will keep increasing. If the project is the first stage, there must be the biggest discount strength, because developers want to know about the demand of the market so that they could sell the following projects in good prices. Here are some suggestions:
01
The higher in demand, the more necessary for you to buy a house with the perspective of investment
I have some friends who often think: I work in the center of city, but the housing price of surrounding area rises faster, so where should I buy?
I usually answer: rent a house in a convenient area of the CBD, and then buy a house in the area where the housing price is going up faster, which would give you more capital return.
Make a great fortune, and you will not afraid to pay rent. The essence of buying a house is asset allocation, is the biggest wealth management, so why not buy a property to make money? In other words, when facing contradictions between the self-living and investment, you need to consider investment priorities, and once you earn the money, you are eligible to say that I want to live better and more comfortable.
You would always hear the investors say that they want to buy a house, but they don't have enough money. But actually, a house with convenient traffic and good facilities will definitely get the high price.
For those who really need a house, the most important is to take action immediately, you can buy a small house in the faraway area first instead of a big one in the city considering the affordability. When the surrounding facilities are equipped well around the property, the price would increase.
02
Buy the house that is favored by others
Here, the editor asks you to think about how many people around you have lived in the same house for 10 years, and how many people have lived in the same house for 20 or even 30 years. As time goes by, you may not like the house after a few years even though you like it very much at this moment. After all, most people prefer to live in a new house rather than an old one.
Even the owner-occupiers, after buying a house, may still have the opportunity to sell because of their work, children, life and so on.
Perhaps, you can loudly say: “this house I like very much, and I will never sell!” But one day it will be on the market again, for example, changing house in the future, the investment needs, making endowment with the house, starting a business by your children and getting the bank loans with the home residuals. When these situations happen, you won’t want the housing price to be half, will you?
So, if you want to sell a house, you have to buy those someone else likes. That is to say, you have to buy a house that has the potential to increase in value considering the basic accommodation.
How can you tell which house has the most potential of appreciation?
There is a saying that buying a house means buying a good location. If you want to buy a house, you need to buy a house in the best location and if you can't afford for it, then choose the second best location, because good location means good rent and better chances for sales.
Besides location, peripheral facilities, population and regional industrial development are also important factors that cannot be ignored.
Gradually, you will find that the essence of the house is not only to meet the accommodation requirements, but also an important investment tool.
03
there is no perfect house
No one is perfect, and so is the house. When you choose a house with well-equipped facilities, you have to accept its high price; when you choose a house with convenient transportation, you have to accept its ordinary environment; when you choose a house with a beautiful environment, you have to accept its flaws of facilities; when you choose a low-priced house, you have to accept its remoteness; when you choose a house with potential appreciation, you have to accept it as it is. So, before buy a house, you have to think before action, which makes sure that you can buy an appropriate house.
04
it is not important that the housing price increases, whereas purchase is essential
As experience, if you miss the first wave of buying, don't miss the second wave...
It's gone up 10 percent, or more, so what? You can live in a place with good environment, or you can live in a school district, then you may consider the appreciation and investment of the property, but if you think it's expensive as the price has doubled，you'll regret why you didn't buy it early when the price is tripled in a couple of years.
And that's exactly what happens. When you really want to buy a house, the price goes up again. Buying a house needs to pay attention to the demand, if you want to live, the rising house price will not be the biggest problem, because you will buy it sooner or later; if it's just about investment, isn't the earlier you buy the more you earn?
Consider a variety of factors: never wait when buy a house! Because you don't know what's coming... Go back to think, you will understand why you haven’t buy a house so far.